First Time Home Buyers Essex County NJ

Why Rent When You Could Own?

Let us show you how easy it is to turn your
current rental dollars into home ownership!

Schedule and appointment or stop in… We’ll be happy to answer your questions and give you our free information package that is filled with tips and advice on purchasing your first dream home.

Get answers to these commonly asked questions:

  • What are the advantages of home ownership?
  • How much home can I afford?
  • Do I qualify and what is my credit score?
  • How much down payment do I need?
  • How do I choose a mortgage program?


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Our objective is to help first-time home buyers by sharing tips and advice on the basic principles and to define the advantages of buying a home vs renting, with insights into commonly asked questions on a variety of topics including how to research and choose a mortgage program. Our commitment is to helping home buyers in Essex County, NJ and the surrounding northern NJ area find the right house or condo for their needs. Our commitment also extends to helping them understand how financing fits into their home ownership puzzle and our goal is to provide first-time home buyers the information they need to enter the real estate market with greater awareness.

About Century 21 Cedarcrest Realty, Inc.

Located in Caldwell, N.J., Century 21 Cedarcrest Realty, Inc. (Cedarcrest Realty) works with property buyers and sellers throughout northern New Jersey, including Morris, Essex, Passaic, and Bergen counties. Under the guidance of broker/owner John Sass, its nearly 40 real estate agents and REALTORs® work in both residential and commercial real estate. Sass joined the CENTURY 21® Real Estate System as a real estate associate in 1983, and advanced to Management in 1987. He is a licensed broker in the State of New Jersey, as well as a graduate of the REALTOR® Institute (GRI). Century 21 Cedarcrest Realty was recently named “Best Realtor” in the 2015 Suburban Essex magazine Readers’ Choice Awards; it works with home buyers and sellers throughout Essex County and surrounding areas. To learn more about Century 21 Cedarcrest Realty visit