Best Counties for Middle Class NJ Residents

We may be biased, but New Jersey is one of the best states to live in!

The dynamic history, the beautiful Jersey Shore coastline and great eats from famous diners and local farmer’s markets make the Garden State a pleasant and entertaining place to live. We also have a dense population that keeps things interesting. Some residents were born and raised in NJ, while others have come to our state from NYC to seek a quiet, suburban lifestyle. Our close proximity to other cities, including Philadelphia, Manhattan and Boston, also make NJ a hotspot.

The one downfall to NJ is that we are an expensive state. In fact, a recent study from Trulia reported that in Bergen County alone, only 19 percent of homes are within reach for middle-class families. A family with a median income of $56,000 could afford a home in Bergen County priced at $274,000. Unfortunately, homes in this price range are rare. We are talking about some of the most expensive counties in the country after all.

So, if you’re currently looking for a new home in NJ and have moderate earnings, where are some of the best – but affordable – places to live?

Below is a great chart to reference, courtesy of Fred Kaimann/The Star Ledger, with data from Trulia. This comprehensive chart is an excellent tool for middle-class families looking for an affordable home in the Garden State.

 

County

Percentage of homes within reach for middle class

Median square foot of affordable homes

Median household income for metro

Maximum affordable home price

Atlantic

51%

1,248

$51,191

$218,000

Bergen

19%

1,410

$56,007

$274,000

Burlington

72%

1,497

$68,241

$272,000

Camden

86%

1,376

$68,241

$272,000

Cape May

37%

1,040

$57,001

$270,000

Cumberland

74%

1,302

$47,072

$191,000

Essex

55%

1,760

$70,062

$294,000

Gloucester

78%

1,536

$68,241

$272,000

Hudson

40%

825

$56,007

$274,000

Hunterdon

34%

1,418

$70,062

$294,000

Mercer

70%

1,316

$67,991

$278,000

Middlesex

63%

1,432

$75,355

$326,000

Monmouth

45%

1,448

$75,355

$326,000

Morris

32%

1,353

$70,062

$294,000

Ocean

66%

1,437

$75,355

$326,000

Passaic

42%

1,503

$56,007

$274,000

Salem

92%

1,404

$62,075

$319,000

Somerset

45%

1,320

$75,355

$326,000

Sussex

65%

1,381

$70,062

$294,000

Union

54%

1,360

$70,062

$294,000

Warren

55%

1,389

$55,766

$249,000